Farmers Capital Bank Corporation

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Website: N/A
Stock Symbol: NASDAQ: FFKT
Market Value: N/A (in millions)

The disclosures set forth in this item are qualified by Item 1A (“ Risk Factors ”) and the section captioned “ Forward-Looking Statements ” in Item 7 (“Management’s Discussion and Analysis of Financial Condition and Results of Operations”) of this report and other cautionary statements contain elsewhere in this report.

Organization Farmers Capital Bank Corporation (the “Registrant” or the “Company”) is a financial holding company. The Registrant was originally formed as a bank holding company under the Bank Holding Company Act of 1956, as amended, on October 28, 1982 under the laws of the Commonwealth of Kentucky. During 2000, the Federal Reserve Board granted the Company financial holding company status (see discussion in Supervision and Regulation section of this report). The Company’s subsidiaries provide a wide range of banking and bank-related services to customers throughout Central and Northern Kentucky.     

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