Dearborn Bancorp, Inc.

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Website: N/A
Stock Symbol: NASDAQ: DEAR
Market Value: N/A (in millions)

Dearborn Bancorp, Inc. (the “Corporation”), a Michigan corporation, is a bank holding corporation owning all the common stock of the Community Bank of Dearborn (the “Bank”), a Michigan banking corporation which commenced business on February 28, 1994. The Bank is the only commercial bank headquartered in Dearborn, Michigan and conducts business primarily in Wayne, Macomb, Oakland and Washtenaw Counties, Michigan. On October 29, 2004, the Corporation acquired the Bank of Washtenaw from Pavillion Bancorp for $15.1 million in cash. This transaction is discussed in further detail in the Corporation’s 2004 Annual Report to Stockholders.

Background

The liberalization of Michigan’s branch banking laws, together with the expansion of interstate banking, has led to substantial consolidation of the banking industry in Michigan, including within the county in which the Bank has its executive offices.     

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