Website: N/A
Stock Symbol: NASDAQ: FISI
Market Value: N/A (in millions)
This Annual Report on Form 10-K, especially in Management’s Discussion and
Analysis of Financial Condition and Results of Operation, contains
forward-looking statements within the meaning of the Private Securities
Litigation Reform Act of 1995. In general, the use of such words as estimate,
project, believe, intend, anticipate, plan, seek, expect and similar expressions
are intended to identify “forward-looking statements” and may include:
• Statements regarding our business plans, and prospects;
• Statements of our goals, intentions and expectations;
• Statements regarding our growth and operating strategies;
• Statements regarding the quality of our loan and investment portfolios; and
• Estimates of our risks and future costs and benefits.
The Private Securities Litigation Reform Act of 1995 provides a safe harbor for
forward-looking statements.