Website: N/A
Stock Symbol: NASDAQ: PCBC
Market Value: N/A (in millions)

Pacific Capital Bancorp (the “Company”) is a $7.37 billion community bank holding company providing full service banking including all aspects of consumer and commercial lending, trust and investment advisory services and other consumer and business banking products through its subsidiaries’ retail bank offices, wealth management offices and other distribution channels to consumers and businesses primarily located in the central coast of California. The Company is one of three primary providers nationwide of refund anticipation loans (“RALs”) and refund processing services (“RTs”).

The Company has five subsidiaries.



† Pacific Capital Bank, National Association is a consolidated wholly-owned banking subsidiary of the Company referred to as “PCBNA” or “the Bank”.